BillXperts.com Privacy Policy

This Privacy Policy was last modified on April 22, 2015.

It sets out the privacy terms of our Website, www.billxperts.com.

Any terms not defined in our Privacy Policy, have the meaning as specified in our Terms and Conditions.

WHAT DO WE DO WITH YOUR INFORMATION?
The information you provide when filling in the Sign up form on our website is only used to negotiate with your service providers and for internal purpose.

CONSENT
When you provide us with personal information through the Sign up form, we imply that you consent to our collecting it and using it for negotiating with your service providers only.

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at any time, by contacting us at customers-support@billxperts.com or mailing us at: BillXperts.com 2835 Ashridge Rd Knoxville TN 37931 USA

DISCLOSURE
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

THIRD-PARTY SERVICES
Certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your bill payments.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

LINKS
When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

COOKIES
We may use cookies to provide a better site experience. Cookies are files that a site or its service provider insert on your computer’s hard drive through your internet browser. They are meant to track and to store personal information about your personal preference.
We may also use third-party services to track and to store this information on our behalf.

SECURITY
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

The information you provide in the Sign up form is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption.  Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.

AGE OF CONSENT
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

CHANGES TO THIS PRIVACY POLICY
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website.

If our company is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell our services to you.

QUESTIONS OR CONCERNS
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact us by email at info@billxperts.com.

You agree that:

1- BillXperts.com shall be deemed solely based in the State of Tennessee,

and,

2- BillXperts.com shall be deemed a passive Website that does not give rise to personal jurisdiction over BillXperts.com, either specific or general, in jurisdictions other than the State of Tennessee. This Privacy Policy is to be governed by and construed in accordance with the internal laws of the State of Tennessee, without regard for principles of conflicts of laws.